Fox Point Programs, a trading name for Rockwood Programs, Inc.


Medical Biller, Transcribers, and Coders

Medical Billing and Coders Professional Liability

Companies who regularly handle such sensitive information as patient medical records have a particular responsibility to maintain the confidentiality of the data. Failure to exercise the appropriate degree of care – whether intentional or not – can have a significant adverse financial impact on your firm.

The Federal Health Insurance Portability and Accountability Act (HIPAA) calls for stiff fines and other penalties for not complying with patient privacy regulations. Lawsuits can also be brought against your firm for breach of confidentiality.

Even if the allegations prove to be groundless, you could still incur substantial legal defense costs. Fox Point Programs is here to help!

Fox Point offers:

  • Duty to Defend Provision. Legal defense will be provided for any covered allegations brought against you - even if the suit is groundless, false, or without merit.
  • HIPAA Violation Protection. Coverage for defense costs, civil fines, and penalties levied by government agencies arising out of non-compliance with HIPAA regulation.
  • Computer Virus Coverage. Protection against third party computer virus damage due to negligent transmission of malicious software or network security failures.* 
  • Optional Independent Contractors coverage
  • Optional Network Security and Privacy coverage.

*some restrictions apply

Cyber Liability Insurance

Fox Point has recently added Cyber Liability to its portfolio of management and professional liability products. We are sensitive to the ever-changing needs of the marketplace and are focused on offering this specialized product to all business owners to protect them against cyber liability and data breach exposures. We can craft a solution that offers real insurance protection without requiring our customers to undergo a lengthy and intrusive application process!

  • Includes coverage for legal fees and computer forensic costs in the event of a security or privacy breach.
  • Customer Notification Expenses include legal expenses, credit monitoring, postage and advertising.
  • Comprehensive interruption expenses coverage, including income loss

Relevant Applications

Medical Biller, Transcriber or Coder Full Application

Cyber Liability Application

Please send all submissions to

Questions? Contact Our Underwriting staff today!

Kathy Hasted: 302-765-6021;

Brian Sweeney: 302-765-6017;